Kohls Cardmember Agreement

„Kohl`s credit program is an important part of our engagement with our most loyal customers, and our strong partnership with Capital One helps us manage these valuable relationships,“ said Kevin Mansell, Kohl`s president, CEO and president. „In 2011, we partnered with Capital One because they are financially strong and are committed together to making profitable sales and building lasting relationships with our Kohl`s cardholders. The results of the first three years of our partnership have only confirmed this election. Capital One`s strategic and analytical approach makes it an ideal partner for Kohl`s, both culturally and financially. Kohl`s high product standards and the company`s focus on customer service extend through its private label credit card program, which gives cardholders access to exclusive offers, guaranteed savings and online payment services. Capital One`s long-term partnership with Kohl`s confirms the company`s commitment to expanding its credit card partnership business. With subsidiaries in Illinois and Virginia, Capital One`s Partnership division is a leading provider of retail and co-branding solutions for some of the country`s most influential companies. The Kohl credit card allows you to shop in-store and online. Weekly sales and discounts are part of the benefits of using a Kohl`s credit card, and it only takes a few steps to complete an online application and get a credit account with the company. Keep reading, and we`ll show you how.

Capital One Financial Corporation (www.capitalone.com) is a financial holding company whose subsidiaries, including Capital One, N.A., and Capital One Bank (United States), n. March 2014 have deposits of $208.3 billion and total assets of $290.5 billion. Headquartered in McLean, Virginia, Capital One offers consumers, small businesses and commercial clients a wide range of financial products and services through a variety of channels. Capital One, N.A. has more than 900 branches, primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia and the District of Columbia. Capital One, a fortune 500 company, trades on the New York Stock Exchange under the symbol „COF“ and is listed in the S&P 100 Index. Shoppers can use their Kohl`s cards when shopping in-store and Kohls.com. The annual rate of effective is 21.9% at the time of publication. However, this rate may increase to 24.9 per cent (at the time of publication) if a payment is not paid by the due date or if a payment is refunded. Both interest rates are variable, based on the policy rate. You can find a Kohl`s Card application on the reseller`s website.

Applicants provide basic information, including name, date of birth, address, phone number, and email address….